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Keep your home safe while on vacation

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Keep your home safe while on vacation

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Whether you’re jet-setting across the globe or enjoying a nearby “staycation,” AAA’s top ten tips to safeguard things

“According to the Insurance Information Institute, the summer months of July and August have the highest rates of residential burglaries,” said Marilyn Buskohl, spokeswoman for AAA South Dakota.

Here’s what to do to protect your home while you’re away

1) Lock up. Dead-bolt window and door locks are the first line of defense to secure your home, since they can slow burglars down and may deter them entirely. Check with your insurance agent for a discount on these devices.

2) Use an alarm. Invest in an effective burglar alarm that alerts the police, fire department and other emergency services. Check with your insurance agent for a discount on alarm systems.

3) Disconnect computers. Make sure any personal information on your computer is difficult to access. Disconnect your electronic devices from the Internet to prevent hackers.

4) Keep your valuables locked and well-hidden. Expensive jewelry, electronic devices and other valuables should be hidden from plain view and placed in safe lock boxes.

5) Make your home look inhabited. Use timers to turn lights and televisions on and off. Temporarily stop newspaper deliveries and arrange to have your mail picked up or held by the post office. An unkempt lawn is also an indicator to burglars that you are away; hire a lawn service to maintain your yard if you will be gone for long.

6) Tell someone you trust. Ask a dependable neighbor, friend or family member to keep an eye on your home while you’re away, doing things like taking door hangers off front door handles and collecting any packages that have been delivered. Give a spare house key and your vacation contact information to this person so they’ll know how to reach you in case of emergency. Alerting the local police will also add another level of security.

7) Use discretion. Avoid discussing your vacation plans in public places such as at the grocery store or at your local café. Although vacations are exciting, avoid posting about it and your plans on social media; someone may see those posts and target your home while you’re away.

8) Create a home inventory. In the event you do need to file a claim, preparing a home inventory of your possessions beforehand will help make the process easier.

9) Check your homeowners insurance policy. In case you experience theft or damage to your property, ensure that you have the coverage you need.

10) Make sure your homeowners insurance policy is up-to-date. If you have added a new alarm system, dead-bolt window or door locks, your insurance agent needs to be informed.